About us

We are a joint venture between the Cabinet Office and TDX Group, the UK’s leading intermediary practitioner in debt recovery

What we do

Learn who we are and why we were created

We were set up in 2015 following an open procurement for a Debt Market Integrator (DMI) that would “establish a government debt management function that is consistent with best practice, departmental strategic objectives and government priorities, and is effective, efficient and fair in its delivery”. This would be achieved through the following:

1.    Establish an ‘end-to-end’ approach to managing debt owed to government

2.    Develop a robust understanding of government debt

3.    Drive greater use of data and analytics, to maximise the effectiveness of debt management

4.    Use examples of best practice to develop standards and guidance to drive excellence across government.

The National Audit Office recently estimated that debt owed to government exceeds £13.6 billion*, originating from many sources including benefits and tax credit overpayments, Council Tax arrears, rent arrears to local authorities as well as debts resulting from fines and loans. It is our job to help the public sector prevent and recover as much of this debt as possible.

As Indesser are the single point of access for the public sector to use private sector specialists, we can apply learnings across all our clients in order to optimise processes, further improving their efficiency and achieving better and fairer outcomes.

Since our set-up we have achieved the following:

  • Engaged with 11 government organisations responsible for 90% of government debt
  • Taken 7.2 million accounts under management, with a total debt value of more than £6.3 billion
  • Delivered our data, analytics and services to over 7,000 users
  • Collected over £1 billion of debt, with a portfolio uplift ranging between 17% and 40%

The DMI Framework Agreement:

The DMI Framework Agreement provides public sector organisations - including government departments, local authorities and NHS Trusts - with a single route to access the best available private sector data and capabilities. Products and services can be ‘called off’ without the need for lengthy and expensive procurement processes. Furthermore, prices are based on the processing we perform across all of our clients, not just each individual client. This approach leverages collective government buying power, drives down the costs and is open and transparent to all.

*Source: National Audit Office, "Tackling Problem Debt", September 2018

Indesser in numbers

5.8M public sector debt accounts under management
£5B We have already placed more than £5 billion of debt
7,000 public sector staff already using Indesser supplied data and analytics
£1B of debt segmented based on enriched data characteristics
The team

The team

Meet the faces behind Indesser from the board to the executives to the people running the day to day operations.

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FAQs

FAQs

Our most frequently asked questions to help you understand Indesser.

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The Cabinet Office

The Cabinet Office

Our senior team is made up of individuals who have extensive experience in managing data and debt from the founding companies.

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Would you like to know more?

If you are interested in finding out more about our services please fill out our contact form with details of what you're interested in and we'll get back to you as soon as possible.